INSURANCE FOR WATER DAMAGE MADE EASY

Contact us for water damage insurance questions. We're here to help.

INSURANCE

WHAT YOU NEED TO KNOW.

Water can be one of the biggest problems that occur when you are a homeowner or business owner and need to call for your insurance coverage. It can be a headache having to deal with burst pipes or things like a heavy rain or snow storm.

Water damage is one of the more common and most costly types of homeowners claims. According to Forbes, every year, about one in 50 homeowners will file a water damage or freezing claim, accounting for almost 24% of all homeowners claims. The average cost of a water damage or freezing claim is about $10,900.

Insurance

WHAT TYPE OF WATER DAMAGE IS COVERED?

  • Burst pipes. This might include a frozen pipe that bursts.
  • Leaks, this includes plumbing or appliance like a washing machine or dish washer.
  • Roof leak water damage such as a storm or damage to the roof.
  • Water damage after a fire, anything used to put out the first such as a sprinkler system or a hose from the fire department.
  • Heavy rain, hail or snow storm. Water damage resulting from these storms would be covered.

INSURANCE WITH XACTIMATE

PROCESSING MADE EASY.

Harrison’s Cleanup & Restoration takes away the unneeded stress by processing your claims in a fast effective way by the use of our program called Xactimate. Our program is always current with updated software and codes. We use Xactimate because it is the preferred software used by most major insurance companies. We can help you manage your losses and also help with preventative measures for any potential future recurring issues. The process can be overwhelming, we will make it easy for you.

Xactimate

Xactimate is the leading and most trusted insurance claims estimating software in the insured repair industry. 

INSURANCE FREQUENTLY ASKED QUESTIONS

Xactimate is a computer software system for estimating construction costs that is widely used by insurance companies. Company adjusters use it to calculate building damage, repair and rebuilding costs. It is used to generate loss estimates and claim settlement offers.

Homeowners insurance will only cover water leaks and water damage if the cause is immediate or accidental. This could be a pipe bursts, frozen plumbing, rain or snow storm, a sewer backup, or hidden leaks. Most standard policies do not cover flood damage.

For more descriptive questions like these visit the Insurance Information Institute here.

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